Or you or a loved one are having trouble locating burial insurance that will cover someone who is 85 years old or older. Perhaps you suffer from chronic obstructive pulmonary disease (COPD), or diabetes, or have a family history of cancer. Why is it vital to work with an independent agent? The reason for this is that independent agents may shop around for you and discover the greatest combination of cost and coverage for your specific needs. Moreover, this is an independent agent, and they work as a partner with several different life insurance providers to get the greatest pricing and coverage for our clients.

They represent several life insurance companies and work hard for our clients to provide the finest service possible. Their goal is to provide the best value in terms of cost and coverage for our clients.This means there is no need to take an exam (in most cases). Burial insurance is designed to cover funeral costs.Open Care’s final expense plans are defined as “burial insurance” OPEN CARE LIFE INSURANCE: PLANS AND GOALS Their final expense policy is a straightforward matter (no medical exam required) that allows your loved ones to concentrate on other things rather than worrying about how they will pay for your final expenses.Īlthough it appears that they also sell Medicare supplements, they primarily sell ultimate expense insurance from other insurance companies. This includes the cost of your burial as well as any remaining medical bills. To put it another way, you give your loved ones the funds they’ll need to meet your ultimate costs. What is the standard life insurance plan?.Is life insurance and burial insurance the same?.Why is it vital to work with an independent agent?.OPEN CARE LIFE INSURANCE: PLANS AND GOALS.

Open care final expense plans